How it works

Get approved, then order.

Jinport gives you an approved trade credit line for buying wholesale from China. Here is what we look at, how long it takes, and how an order runs from deposit to delivery.

Jinport works like buy now, pay later, applied to Chinese wholesale. First we assess your business and approve a trade credit line. Once approved, a 20% deposit confirms an order, the factory is paid in full upfront, the goods ship, and you settle the balance later on the supply terms Jinport provides.

Getting approved

What we assess, and how long it takes.

1

Tell us about your business

  • Company profile or website
  • Your business model
  • Core products you buy
  • The trade credit amount you need
  • Your preferred terms, for example CIF 60 days or Ex Works 90 days
  • How you currently import
2

Credit evaluation

  • Provide your business registration
  • We review your business and credit standing
  • We confirm an approved credit term and amount
  • You receive a clear, executable proposal
3

Supply and pricing review

  • Your previous Chinese supplier details
  • Historical purchase pricing
  • Your future shipment plan
  • We prepare your quotation and execution plan

Trade credit lines start from USD 40,000, so smaller businesses are welcome to apply. For amounts above USD 10 million, contact us and we will scope it with you directly.

5working days

From USD 40,000 up to USD 2 million, we aim to come back within five working days.

10working days

From USD 2 million to USD 10 million, evaluation takes up to ten working days.

The payment split

Two payments. One order.

20%
At checkout
Your deposit confirms the order once your trade credit is approved. The factory is paid in full upfront and goods move into production.
80%
On Jinport terms
You settle the balance later, 60 to 90 days depending on your shipping basis, on the supply terms Jinport provides.
You
The buyer
Approved for trade credit, pays a 20% deposit, then the balance later
order & deposit
Jinport
Provides the terms
Through our exclusive supply chain partnership, the factory is paid in full upfront and the supply terms are extended to you
100% upfront
Source
The factory
Produces and ships the goods, paid in full on day one
Run your numbers

What would your order cost?

Enter an order value to see the 20% deposit due at checkout and the 80% balance that settles later, on either shipping basis.

Shipping basis
Goods valueUSD 100,000
Freight (indicative)USD 16,500
Insurance (indicative)USD 384
Service fee (4.5%)USD 5,260
Order totalUSD 122,144
Deposit today (20%)USD 24,429
Balance later (80%)USD 97,715
Balance settleswithin 60 days of port arrival

Estimate only. Freight and insurance shown are indicative rates for the selected port, not a quote, and are covered by your trade credit line. Your balance is due 60 days from the day your goods arrive at your destination port. Final figures are confirmed when you place an order, subject to approval.

Shipping terms

Understanding CIF and Ex Works.

When you place an order you choose a shipping basis. It sets who arranges and pays for the freight and cargo insurance, and it sets when your settlement clock starts. Import duties and taxes are always yours on either basis.

CIF

Cost, Insurance & Freight

Simpler. The supplier handles shipping.
  • The supplier pays the ocean freight to your port.
  • The supplier arranges cargo insurance at minimum cover.
  • Freight and insurance are built into the price and covered by your trade credit line.
  • You handle import clearance, duties and delivery.
  • Your balance is due 60 days from the day your goods arrive at your destination port.
EXW

Ex Works

More control. You collect from the factory.
  • The factory confirms when your goods are ready for collection.
  • Responsibility passes to you from that point, the most straightforward basis.
  • You arrange and pay your own freight, and your own insurance and level of cover.
  • You handle export and import clearance, duties and delivery.
  • Your balance is due 90 days starting the day after the factory confirms your goods are ready for collection.

The basis sets who arranges shipping and when your settlement clock starts. On CIF the supplier ships to your destination port and your 60 days run from the day the goods arrive there. On Ex Works responsibility is yours once the factory confirms the goods are ready, and your 90 days start the day after that confirmation. Neither basis includes import duties or taxes, which are always the buyer’s, and customs clearance timing does not pause or extend the clock. If you are newer to importing, CIF keeps things simple. If you have your own freight arrangements, Ex Works gives you more control. You choose the basis on each order.

Settlement terms

When the balance falls due.

Shipping basis
Deposit
Balance due
Ex Works
20% at checkout
Within 90 days of goods ready
CIF
20% at checkout
Within 60 days of port arrival

Important. Jinport is a wholesale marketplace, not a lender. The approved trade credit and the deposit and balance arrangement are supply terms Jinport provides through its exclusive partnership with Jiashan Luoxing Wenxin Supply Chain Management Co., Ltd, under which the underlying factory is paid in full upfront. Jinport does not lend money, provide credit, or arrange finance in its own right. Terms vary by order and by approval. No minimum order. On CIF, the balance window runs from the date the goods arrive at the destination port.